Clarifacts

Adverse Action

adverse action

How long do I have to give the applicant to dispute the information found in their background check?

The Fair Credit Reporting Act (FCRA) does not specifically comment on this issue, however, a reasonable length of time should be given before the employer makes a final decision – five business days is fairly common.

Remember, you have invested time and money getting the applicant to this point in your hiring process. It is in your best interest to not let a qualified candidate slip away.

After you have completed the pre-adverse action notice, and given the applicant time to dispute the information contained in the Consumer Report, the second and final step in the process is to send the applicant an adverse action letter. This letter must include the following information:

While the adverse action process may sound complicated and lengthy, understanding and following the above procedures will help ensure you remain in compliance with the Fair Credit Reporting Act.  For more information, read the complete text of the FCRA.

Clarifacts can handle this process for you or walk you through the steps of the process more in-depth.

Contact Clarifacts for more information.

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